When my husband and I first retired and needed a medicare supplement, we didn’t know which way to turn and ended up with an expensive supplement and our agent never shared with us our other options. Then, after two years, Charlie Zook was recommended to us. He came to our home and patiently explained all of our options. We have saved thousands of dollars each year ever since. We are so pleased with him that we recommended him to several other retired family members. We truly appreciate Charlie Zook!  
- Bob & Joan Y. Montoursville, PA

 I have had the pleasure of knowing and working with Charlie Zook for a number of years and can recommend him without reservation. Charlie is very knowledgeable and stays current in his field. He takes his time with his clients to determine the best solution for their needs. Should you have any questions or need assistance, he is readily available and always gets back to you. Charlie has earned my trust and has never let me down...  
- Dennis O., Williamsport PA